Your rating
What the VA looks for with your condition, explained like a buddy would. No legal maze.
Never miss a benefit you’ve earned.
Your rating, your pay, your state’s benefits and lenders you can trust, in plain English. No forms. No runaround.
VA Lender Grades
A
Purchase loan grade
Buckeye Hometown Mortgage
Columbus, OH
Total loan costs · lower is better$7,900
$6,000$14,000
Denial rate · lower is better7.1%
0%40%
Shaded: the middle half of Ohio lenders
- VA loans in 2025
- 412
- Typical rate
- 6.4%
Made-up lenders for illustration. Real grades come from public CFPB mortgage data.
Four things you shouldn’t have to figure out alone.
Your pay
Plug in your ratings and see your monthly check. No forms, no account. (Heads up: 50% and 30% make 70%, not 80%.)
Your benefits
What your state gives veterans, from property tax breaks to tuition help, plus what changed this year.
Your lender
Which lenders actually say yes to veterans near you, and what they really charge. Graded from public records, not ads.
387
Ohio lenders · 2025
In Ohio alone, 387 lenders made or reviewed VA loans in 2025.
They are not all the same. We grade them from public mortgage records so you can see who treats veterans well.
- 34,591
- VA loans made in Ohio in 2025.
- 67 of 89
- Ohio counties had 100 or more VA loans.
- $8,000 to $10,200
- Typical total loan costs for the middle half of active lenders.
Source: CFPB HMDA public mortgage data, 2025.
Everything you need in one place.
Calculators and tools
See your real combined rating and monthly pay.
Combined rating, pay and back pay, BAH, VA loan entitlement and funding fee, and a state benefits finder.
Pay and back payBAHEntitlementFunding fee
Disability ratings and conditions
One page per condition, from the rating schedule in 38 CFR Part 4.
State benefits hubs
Property tax exemptions, tax on military retirement and tuition in all 50 states.
Veteran-owned local businesses
A directory of veteran-owned businesses near you.
VA lender grades
A to F per state from CFPB HMDA data, purchase and refinance graded separately.
News and rule changes
A blog covering VA news and rule changes.
Good to know
A few things people ask first.
Is VeteranIQ part of the VA?
No. VeteranIQ is an independent information site, not affiliated with or endorsed by the U.S. Department of Veterans Affairs.
Is it free?
Yes. No account and no sign-up.
Where does the lender data come from?
CFPB HMDA public data, the public record of mortgage lending.
When does it launch?
Soon. We don't have a date to share yet.
Launching soon.
Ratings, pay and state benefits first, then lender grades. Take a look at what is coming.
See what we’re building